investment calculator
Investment Calculator – Grow Your Money Smarter
Our Investment Calculator helps you estimate how your money can grow over time using compound interest. Whether you’re saving for an emergency fund, a new car, or long-term goals like education and retirement, this tool turns confusing math into clear, actionable numbers. Enter your starting amount, choose a monthly contribution, set an expected annual return, and pick the number of years. You’ll instantly see your projected future value, total contributions, and the growth earned from compounding
Why this tool is useful
Investing rewards consistency and time. Even small, regular deposits can grow significantly when earnings are reinvested. This calculator helps you compare scenarios—like investing a lump sum today versus adding money monthly—so you can choose a plan that fits your budget. You can also switch compounding (monthly or yearly) and include an inflation estimate to view your real (inflation-adjusted) value.
What the results mean
- Final Value: The projected portfolio amount at the end of your selected period.
- Total Contributions: The total of all money you put in (initial + monthly).
- Growth/Earnings: Final value minus total contributions.
- Inflation-Adjusted Value (optional): A rough estimate of purchasing power using your inflation input.
Tips for better planning
- Keep expectations realistic; past performance doesn’t guarantee future returns.
- Focus on time in the market and steady contributions, not short-term swings.
- Review costs and taxes in your country; fees can reduce returns over time.
- Revisit your plan yearly to adjust contributions or risk based on your goals.
Investment Calculator
Estimate future value with lump sum, monthly contributions, compound interest, and optional inflation adjustment.